Paras Tamrakar
Principal Broker
Straightforward, always reachable, and experienced with complex lending situations.
0422 248 428Your next move deserves
a strategy.
From your first home to your next investment — understand your options, compare solutions, and move forward with confidence.
Trusted by homeowners across Australia — with access to 25+ lenders and over 13 years of experience.
First Home BuyersRefinancingInvestmentConstruction
Find your pathway
Where are you heading next?
Tell us what you're planning and we'll help you find the right lending approach.
First Home
Navigate grants, deposits, and your first loan with confidence.
Buying a Home
Compare lending options and find the right structure for your purchase.
Refinancing
Review your current loan and uncover opportunities to save or improve features.
Investment Property
Build your portfolio with strategic investment property financing.
Construction
Secure funding for your build with specialised construction loan expertise.
Business / Complex Lending
Solutions for commercial, car, and non-standard lending situations.
The KT Approach
A mortgage process without the mystery.
01
Understand
We start by listening. Your goals, timeline, income, and constraints shape every recommendation we make.
02
Strategise
We craft a lending strategy tailored to your situation — not a one-size-fits-all product from a single lender.
03
Compare
With access to 25+ lenders, we compare options and explain the trade-offs in plain English.
04
Settle
We manage the paperwork, keep you informed, and stay with you from pre-application through to settlement.
13+
Years helping Australians with lending
Why KT Mortgages
Lending advice that puts you first.
We come to you, wherever you are in Australia — with personalised solutions backed by access to a wide lender network.
Personal
You speak with people who understand your situation — not a call centre or automated system.
Flexible
Nationwide mobile service. We meet you at home, at work, or wherever suits you best.
Connected
Access to a broad lender network, giving you genuine choice rather than a single product.
Experienced
Over 13 years navigating first homes, refinances, investments, and complex lending situations.
Clear
Complex financial decisions explained in plain English, so you can move forward with confidence.
Meet the team
Real people. Real conversations.
You'll work directly with experienced brokers who take the time to understand your situation.
Prasun
Mortgage Broker
Patient, clear communicator who explains your options and stays responsive throughout.
Get in touchClient stories
What our clients say
“Paras understood our complex financial situation and gave step by step advice with suitable options. Hassle-free and reliable service — we are now saving $600/month on repayments.”
“This is the second time I have used Paras for my home loan. Very attentive, gives you all the options and gets the job done with no hassle.”
“I found that KT Mortgages Pty is the most reliable, helpful and trustful. The service was really appreciable.”
“Couldn't recommend Mr Paras and KT Mortgages more. He made the process very simple to understand and went out of his way to help us. Highly recommended.”
“It was our first home and we had lots of questions. Paras made it easy, answered every call promptly and helped us through the whole process. Exceptional service.”
“Prasun took time to understand my situation, clearly explained different mortgage products and tailored suggestions to my needs. I felt confident in every decision with his guidance.”
“Prasun was really informative and took away all the stress of refinancing. Always available and promptly responded to all the queries. Highly recommended.”
Swipe left or right to read more
Insights
Useful information for your next financial move.
First Home Buyers
How much deposit do you actually need for your first home?
Deposits, LMI, and government schemes explained without the jargon — so you can plan your first purchase with clarity.
·6 min read
Refinancing
When does it make sense to review your home loan?
Fixed rates expiring, life changes, or simply curious if you could pay less? Here is when a loan review is worth your time.
·5 min read
Investing
Investment property lending: what lenders look for
Investment loans are assessed differently to owner-occupied finance. Understanding the criteria helps you plan your next purchase.
·7 min read